The promoter of this program is Power Insurances, Limerick (the “Promoter”) also trading as John Power Insurances, EV insurance and non standard. No purchase necessary. Over 21’s only. Our loyalty program  is designed to reward clients who have an existing insurance policy or policies with us and who then take out an additional house, life, motor, income protection or mortgage. Once the additional policy is incepted and paid for (or direct debit has been confirmed) we will send you a voucher for €25. If you cancel your policy within the first month of your policy. We will deduct €25 from any return premium due to you in addition to any other costs.

The Promoter reserves the right to withdraw, cancel, suspend or amend the loyalty scheme at any stage
The Promoter reserves the right to offer an alternative voucher equal or greater value should the advertised voucher become
unavailable for any reason or become too expensive.

To the fullest extent permissible by law, the Promoter shall not be liable
to any entrant or prize winner for any loss or damage howsoever caused, 
whether direct, indirect or consequential (whether in contract, tort or 
statutory duty or otherwise) arising out of or in connection with the loyalty scheme. By entering the scheme you agree to take part in any associated publicity relating to the prize 
draw without further consent or payment, where required. This loyalty scheme 
and these terms and conditions are governed by Irish Law. Any dispute arising
out or in connection with this scheme shall be dealt with exclusively by the 
courts of Ireland.

John Power Insurances Ltd. t/a Power Insurances, non standard and EV insurance is regulated by the Central Bank of Ireland.