Insuring Imported Vehicles — What You Need to Know

Since Brexit, imported vehicles have become increasingly popular among Irish buyers. With a wide range of models, better specifications, and often more competitive pricing, it’s easy to see why many drivers are choosing to import their next car.

However, what many people don’t realise is that imported vehicles come with specific insurance requirements — and failing to disclose that your car is imported could leave you without proper cover.

Why Disclosure Matters

When applying for car insurance, it’s essential to inform your insurer if the vehicle has been imported. Imported vehicles — particularly those brought in from the UK or outside the EU — can have different specifications, parts availability, and repair costs.

If this information isn’t disclosed and a claim arises, your insurer may refuse to pay out, leaving you personally liable for damages or repairs.

The Challenge With Imported Cars

Not all insurers are willing to cover imported vehicles, especially if they’re UK imports, Japanese imports, or modified models. Some insurers view them as higher risk due to:

  • Differences in vehicle specification and safety standards

  • Challenges sourcing replacement parts

  • Unverified service history or mileage records

This can make finding affordable, comprehensive cover more difficult — but that’s where we can help.

How Power Insurances Can Help

At Power Insurances, we have access to specialist motor insurance policies designed specifically for imported vehicles. These policies aren’t available directly to the public, and they’re tailored to ensure your car is properly protected.

Our experienced team can help you:

  • Find the right insurer for your imported vehicle

  • Understand the disclosure requirements for your policy

  • Avoid common pitfalls that can lead to claims being rejected

  • Access competitive rates through our specialist providers

With over 25 years of experience, we make the process simple and ensure you’re fully covered.

What You Should Do

If you currently drive — or are considering buying — an imported vehicle, take a moment to review your insurance.

  • Check that your insurer knows your car is imported

  • Contact Power Insurances for professional advice

  • Get access to specialist policies designed for imported vehicles

Get in touch with us today to see how we can help you find the right insurance for your imported car — and drive with complete peace of mind.