The promoter of this prize draw is Power Insurances, Limerick (the “Promoter”) also trading as John Power Insurances, EV insurance and non standard. No purchase necessary. Over 21’s only. To enter the prize draw entrants will be required to register their details with the Promoter. There will be five prizes that are being supplied through Power Insurances. The prize. (“the Prize”) consists of the cost of 1 years motor insurance for each of 5 people (max cost per policy is €1300. If the policy premium costs go above that, the client can use a credit of €1300 towards the overall cost). the motor insurance policy must be incepted through Power insurances. There will be five prize winners (“Prize Winner”) who will be drawn from eligible entries who have been nominated as a front line nurse or doctor and can prove that they are a front line doctor or nurse (in date HSE ID photo proof or similar)  and are nominated by themselves or others by emailing their details to insureahero@powerinsurances.ie. There are no cash alternatives. Closing date for entries is 5pm on Thursday 30/4/2020. The winning client(s) must cooperate in setting up a new motor policy with our motor team by providing requested documentation such as no claim bonuses, licences, signing documents etc. Failure to do so may invalidate the prize.

The Prize Winner will be drawn at random by Power Insurances and witnessed by an independent adjudicator on the 1/5/2020  
from all eligible entries.  The judge’s decision is final and no correspondence will be entered into with any entrant. The Promoter shall not be responsible for any matter arising out of or resulting from the enjoyment of the Prize. The Promoter and shall have no liability to the 
Prize Winner in the event that the Prize Winners are unable to take up the prize.

The Promoter reserves the right to select an alternative winner, should the Prize Winner not be in a position to take up the prize or has not responded to any contact made by Power Insurances. The name of the Prize Winner will be available for a period of four weeks after the closing date of the prize draw by writing to insureahero@powerinsurances.ie

The Promoter reserves the right to withdraw, cancel, suspend or amend the prize
draw or the terms and conditions of the prize draw, with no liability to any entrants,
Prize Winner or any third party. The Promoter reserves the right to offer an
alternative prize of equal or greater value should the advertised prize become
unavailable for any reason.

To the fullest extent permissible by law, the Promoter shall not be liable
to any entrant or prize winner for any loss or damage howsoever caused, 
whether direct, indirect or consequential (whether in contract, tort or 
statutory duty or otherwise) arising out of or in connection with the prize
draw and/or the Prize or the taking of the Prize. By entering the prize draw,
entrants agree to take part in any associated publicity relating to the prize 
draw without further consent or payment, where required. This prize draw 
and these terms and conditions are governed by Irish Law. Any dispute arising
out or in connection with this prize draw shall be dealt with exclusively by the 
courts of Ireland.

John Power Insurances Ltd. t/a Power Insurances, non standard and EV insurance is regulated by the Central Bank of Ireland.