As independent financial advisors, we can help you choose the most appropriate life cover for you. Did you know that life cover has decreased by an average of 30% in the last 18 months? If you have your life policy with your lender, haven't checked your premium in a number of years or need a new life,serious illness or income protection quote, now is the time to review your life cover. Obtain a real time quotation below & then contact us on(061)226722 or email Jim@powerinsurances.ie for more information.

New! In association with Irish Life, we are offering two months cash back on any new policies taken out between January & March 2012 (Minimum €50 cash back). Contact us today to review your life cover. T&C and acceptance criteria apply)

Some information on life cover options:

Mortgage protection - This is the cheapest form of life cover on the market, but is also the most inflexible. It is designed to pay off your mortgage should you die, and its inception is often a mortgage condition.Those that have taken this cover with their bank or building society can often obtain a cheaper quotation with our help.
Life Insurance - Cover on a term policy will not reduce over the selected term. The convertible option gives flexibility to change the amount of cover on the policy without providing any further medical evidence. Ideal for protecting a family against the loss of the principal earner(s) in the family.
Serious illness cover - Pays out an agreed amount in the event of contracting a specified serious illness. This can be taken out on a standalone basis or attached to mortgage protection or term life insurance.
Income protection insurance - This covers against any accident, illness or disability that prevents you from working. This is specially valuable to the self employed who are not entitled to disability benefit. Premiums can be offset against income tax.